The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. It offers retail banking, corporate and institutional banking, asset management, and global fund processing services. The retail banking provides deposit, lending, brokerage, trust, investment management, and cash management services to consumer and small business customers. The corporate and institutional banking offers lending, treasury management, and capital market products and services to mid-sized corporations, government entities, and large corporations. Its lending products include secured and unsecured loans, letters of credit, and equipment leases; treasury management services comprise cash and investment management, receivables management, disbursement services, funds transfer services, information reporting, and global trade services; and capital markets-related products and services include foreign exchange, derivatives, loan syndications, mergers and acquisitions advisory services to middle-market companies, securities underwriting, and securities sales and trading. The company also provides commercial loan servicing, real estate advisory, and technology solutions for the commercial real estate finance industry. It manages assets on behalf of institutional and individual investors worldwide through various equity, fixed income, cash management, and alternative investment accounts and funds, as well as provides investment system outsourcing, risk management, and financial advisory services. In addition, the company offers processing, technology, and business solutions for the investment industry worldwide. It serves customers in Pennsylvania, New Jersey, Washington, DC, Maryland, Virginia, Ohio, Kentucky, and Delaware. As of December 31, 2008, the company operated 1,148 branch offices and 4,041 automated teller machines. The PNC Financial Services Group was founded in 1922 and is headquartered in Pittsburgh, Pennsylvania.